.png)
.png)
NPS Vatsalya
What is NPS Vatsalya?
NPS Vatsalya is a variant of the National Pension System designed for minor children upto 18 years of age. The account is opened in the name of the child and managed by a parent or legal guardian until the child attains adulthood. Investments made during the early years benefit from long-term compounding, enabling systematic wealth creation over time
On attaining majority, the account seamlessly transitions into a regular NPS account, ensuring continuity in retirement planning
1
Account opened in the name of a minor, operated by a guardian
2
Long-term, market-linked investments under NPS framework
3
Choice of investment options as per NPS norms
4
Seamless transition to regular NPS on attainment of age eligibility
5
Regulated by Pension Fund Regulatory and Development Authority (PFRDA)
6
Ideal for early financial planning and retirement readiness